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    Fee-true arithmetic · Dubai & Abu Dhabi

    The yield in the brochure is not the yield you'll get.

    Here's the arithmetic nobody shows foreign buyers. Advertised yields quote the rent against the sticker price — before the transfer fee, the commission, the service charges, the empty months. The real number is what's left after all of it.

    The brochure's math
    Asking priceAED 2,000,000
    Advertised rent / yearAED 160,000
    Transfer, commission, trusteenot counted
    Service chargesnot counted
    Vacancy, managementnot counted
    "Gross yield"8.0%
    The fee-true math
    Asking priceAED 2,000,000
    + DLD transfer fee (4%)AED 80,000
    + Agent commission (2%)AED 40,000
    + Trustee registrationAED 4,200
    True cost of ownershipAED 2,124,200
    Rent / yearAED 160,000
    − Service charges (1,400 sqft × AED 22)− AED 30,800
    − Vacancy (5%)− AED 8,000
    − Management (8%)− AED 12,800
    Net income / yearAED 108,400
    Fee-true net yield5.1%

    Representative Dubai Marina example. DLD 4% is statutory; 2% commission and trustee fees are market-standard. Run your own listing to get its real number.

    2.9 percentage points exist only in the brochure.

    That spread isn't fraud — it's convention. Every listing you'll be sent quotes the gross number, because everyone who sends you listings is paid when you buy. Terrava is built on the other number: what a property actually returns after every fee — underwritten to the standard a family office would demand — and scored 1–10, whether the verdict helps a sale or kills it.

    The score says the same thing whether you buy or not. Here's exactly how we're paid.

    DLD/RERA-verified dataEvery fee itemizedPublished methodology

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